Securing capital at
the speed of business

Business is complicated; but securing capital doesn't have to be.

Our simple approach to lending offers greater flexibility, no covenants, better pricing and a turnaround far quicker than traditional banks. AFS knows there's more to your business than just numbers, that's why we take the time to get to know you and your unique needs in order to tailor funding that supports your company's growth objective.

Let's find ways for you to get ahead by allowing your assets to work for you in order to take advantage of volume discounts, reduce payables or meet seasonal demands.

Asset Based Lending - Working Capital

We want to simplify the way you do business and help you get back to doing what you do best—growing yours. Loosening the proverbial financial grip that lenders have on their clients, and providing more cost effective alternatives to expensive lines of credit and heavy-handed factoring deals is why ABL is such an effective funding strategy.

Whether looking for capital to satisfy payroll or an influx of cash to combat market fluctuations, AFS can put your assets to work by creating custom lending solutions to support the capital requirements of your business in a timeline that's suitable for your needs.

Don't let assets just sit on your balance sheet, put them to work for you today.

Accounts Receivable Financing

Accumulating accounts receivables shows you are making the sale, but payment terms can crush a business that doesn't have a lot of excess cash on hand. AFS can accelerate your cash flow by lending money against these future payments so you can continue to grow your business to the next level.

AFS funded a $1.5MM A/R only ABL credit facility for a recycled materials company that markets waste paper, plastics, cardboard, metal, woods, electronics and other recyclable materials. THE RESULT: Funds were used to pay off an existing bank line and will support the company's general working capital needs and near term growth plans.

Inventory Financing

Inventory is much more than just a finished product or raw materials in a warehouse, it's an untapped asset that can be leveraged to secure funds when a business needs it most. Whether taking advantage of a great deal on a new product or gearing up for a busy sales season, use your inventory to do more than simply collect dust. Brush it off and put it to work for you, utilizing AFS's financing products.

AFS funded a $1.4MM ABL credit facility comprised of an A/R and inventory revolver with a seasonal over-advance line for a manufacturer and distributor of an aftermarket automotive tire and wheel accessories company to meet their inventory purchasing needs. THE RESULT: Funds were used to pay off its existing factoring company and to support the company's seasonal financing needs and future growth plans.

Equipment Financing

Equipment is the workhorse of any business. Choosing the right equipment can make all the difference when you're looking to reduce costly errors and create greater efficiencies to improve the way you do business and grow market share. Allow this workhorse to do double duty for you by leveraging the value of your equipment collateral to help support your working capital requirements.

AFS funded a $6MM ABL credit facility comprised of an A/R and inventory revolver with an equipment term loan for an industrial paint manufacturer with multiple locations throughout the country. THE RESULT: Funds generated from the line of credit were used to pay off the existing bank line and provide additional availability for general working capital needs and support for the client's immediate growth plans.

Stretch Financing

Business is unpredictable and as daily working capital needs fluctuate, having access to credit ensures you rest easy knowing your commitments are being met and your business can continue to run seamlessly.

During these unexpected ups and downs, you may find yourself lacking the financing coverage your business requires. That's when AFS can stretch beyond traditional ABL to bridge the financial gaps and smooth out the rocky path to success.